Acceptance of Terms

By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.

Document summary

The following clauses introduce the primary terms and supporting references for this agreement.

Section 01

Acceptance of Terms

By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.

Section 02

Scope of Services

The website provides general information about insurance selection services for retirees and related support. Any descriptions of services are for informational purposes only and do not create a binding offer unless expressly stated otherwise.

03 Clause

Fees and Charges

Any fees, charges, or commercial terms will be communicated separately where applicable. We may decline or limit any request, and no payment obligation arises unless it has been clearly confirmed in writing or through the applicable process.

Supporting document EU Commission
04 Clause

User Responsibilities

You agree to provide accurate and complete information when contacting us or requesting assistance. We may rely on the information provided and are not responsible for issues caused by incomplete, outdated, or incorrect details.

Supporting document WIPO

All content on this website, including text, layout, graphics, and logos, is owned by or licensed to Iceberg Goals and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse such content without prior permission, except as allowed by law.

05 Clause

Intellectual Property

All content on this website, including text, layout, graphics, and logos, is owned by or licensed to Iceberg Goals and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse such content without prior permission, except as allowed by law.

06 Clause

Disclaimer of Liability

The website and its content are provided on an 'as is' and 'as available' basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose, and we are not liable for indirect or consequential losses.

Reference EU Consumer Rights