This Privacy Policy explains how Iceberg Goals processes personal data when you use iceberggoalspace.digital. It applies to our insurance selection services for retirees and to related communications, forms, and website activity.
We use personal data to operate the website, respond to enquiries, assess and route insurance-related requests, communicate with users, maintain security, prevent misuse, analyse site performance, comply with legal obligations, and keep records needed for administration and dispute handling.
We may share personal data with hosting, analytics, security, communications, and administrative service providers that support our operations. We may also share data with professional advisers and, where relevant, with insurance-related partners involved in responding to your request or facilitating a referral, subject to appropriate confidentiality and data protection obligations.
We may share personal data with courts, regulators, tax authorities, or other public bodies when disclosure is required or permitted by law, or when necessary to protect our rights, users, or the security of our services.
Depending on your location and the processing involved, you may have rights to access, correct, delete, restrict, or object to certain processing, and to request portability where applicable. You may also lodge a complaint with the competent data protection authority if you believe your rights have been infringed.
To exercise your rights, please use the contact details in this policy and describe the request clearly. We may ask for information needed to verify your identity and to understand the scope of the request. If we cannot act on a request, we will explain the reason where permitted by law.
We keep personal data only for as long as needed for the purpose for which it was collected, to meet legal, accounting, or reporting obligations, or to resolve disputes and enforce rights. When data is no longer needed, we delete it or anonymise it where appropriate.
We may update this Privacy Policy from time to time to reflect changes in our services, processing activities, or legal requirements. The revised version will apply from the date it is made available on the website, unless a different effective date is stated.
Under the GDPR, we process personal data only when we have a valid legal basis, such as consent, performance of a request, compliance with legal obligations, or our legitimate interests where those interests are not overridden by your rights. We also apply data minimisation and purpose limitation principles.
Where the GDPR applies, it governs our processing of personal data of individuals in the European Economic Area, including users in Spain.
Where the GDPR applies, you may have the right to access, rectify, erase, restrict, or object to processing, and to receive a copy of certain data in a portable format. You may also withdraw consent where processing is based on consent, without affecting prior lawful processing.
We may collect identification and contact details, information about retirement-related insurance preferences, communication content, technical identifiers, device and browser data, and records of your interactions with our pages and forms. Where relevant, we may also process information you choose to provide about your circumstances so we can respond to your request or assess service suitability.
We receive data directly from you when you submit forms, request information, or communicate with us. We also collect data automatically through your device, browser, and usage of the website, and we may receive limited information from service providers that support our operations.
Our website may use essential cookies needed for security and core functions, preference cookies that remember settings, and analytics cookies that help us understand how the site is used. Cookies may be session-based or persistent, depending on their purpose and lifespan.
We use standard cookie controls to manage preferences where required. You can block or delete cookies through your browser settings, and some browser tools allow you to limit tracking technologies. If you disable certain cookies, parts of the site may not function as intended.
